{"total":72,"total_stop_signals":20,"fetched_at":"2026-08-03T13:55:35.510Z","signals":[{"signal_code":"SMS_CODE_REQUESTED","title":"Запрос SMS-кода","description":"Третье лицо запрашивает код из SMS-сообщения, предположительно полученного пользователем.","category":"authentication","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:f461ea6249520237d3d97741655d5253139500dadcf5299c3ae9e8cedff4b693"},{"signal_code":"PUSH_CODE_REQUESTED","title":"Запрос кода из push-уведомления","description":"Третье лицо запрашивает код из push-уведомления приложения.","category":"authentication","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:adc5e139436f6669fddb0ea8b184059dad09b14dd066d74b2f073fe831994f7a"},{"signal_code":"PASSWORD_REQUESTED","title":"Запрос пароля","description":"Третье лицо запрашивает пароль от аккаунта, сервиса или устройства.","category":"authentication","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:6ea9f958082f7583d1c60416646b6ec2bb41612346bfc1bd44e4f1d211185301"},{"signal_code":"PIN_REQUESTED","title":"Запрос PIN-кода","description":"Третье лицо запрашивает PIN-код карты или устройства.","category":"authentication","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:3246ef5bca882ae1036b1e6d0677f7122ae83689270a13fc271f1db1c215e394"},{"signal_code":"CARD_CVV_REQUESTED","title":"Запрос CVV карты","description":"Третье лицо запрашивает CVV/CVC код банковской карты.","category":"authentication","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:66ae69edd325400192d2aa23995ecf1825861a89dfb2d18edaa571a9be57fb90"},{"signal_code":"PASSPORT_DATA_REQUESTED","title":"Запрос паспортных данных","description":"Третье лицо запрашивает полные паспортные данные пользователя.","category":"authentication","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:e119fe2f9eadb67ea30d6cc9b3f80aef7565bfc1b3801ac33dcd6b6635531294"},{"signal_code":"BIOMETRIC_CONFIRMATION_REQUESTED","title":"Запрос биометрического подтверждения","description":"Третье лицо просит подтвердить действие отпечатком пальца, Face ID или иной биометрией.","category":"authentication","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:b2bef0ed920fd836c8e50a53a86a7d6c271acf65124bade8df6b1643ba7c4eb3"},{"signal_code":"QR_CODE_SCAN_REQUESTED","title":"Запрос сканирования QR-кода","description":"Третье лицо просит отсканировать QR-код для входа или авторизации.","category":"authentication","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.authentication-secret-request.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:5d6311ace2f1b9b8a387fed236d5c7c24569cf1c8b224ded5770bf65e2c7083a"},{"signal_code":"UNKNOWN_LOGIN_NOTIFICATION","title":"Уведомление о неизвестном входе","description":"Пользователь получил уведомление о входе с незнакомого устройства или из неизвестного места.","category":"authentication","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.compromised-account"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:5c23cb74c10a84de45040d730512854b5c415dc24e98cbecfc6b19a1b69d3ea3"},{"signal_code":"PASSWORD_RESET_NOTIFICATION","title":"Уведомление о сбросе пароля","description":"Пользователь получил уведомление о сбросе пароля, который он не инициировал.","category":"authentication","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.antifraud"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:55b2aa43434535eb2cc248bf754d93254465b805dd268762925f18a70d98f3e9"},{"signal_code":"BANK_EMPLOYEE_IMPERSONATION","title":"Звонок под именем сотрудника банка","description":"Звонящий представляется сотрудником банка пользователя или службы безопасности банка.","category":"impersonation","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.authentication-secret-request.001","fraud.common.safe-account.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:87f2b297355dc47dc73b4b8d488c2eaffb029ba4347b0ba06b0e17317345e101"},{"signal_code":"CENTRAL_BANK_IMPERSONATION","title":"Звонок под именем Банка России","description":"Звонящий представляется сотрудником Банка России или его структурного подразделения.","category":"impersonation","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.safe-account.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:b0748153e8038a8487c169a3cd01424e8d1728b30646427afe05ecc7b1e4b74f"},{"signal_code":"POLICE_IMPERSONATION","title":"Звонок под именем полиции или МВД","description":"Звонящий представляется сотрудником полиции, МВД, следователем или оперативником.","category":"impersonation","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:c08e9cfc3948c2dea3827f593dab08fecf1b071dce2ef74b959dc42cb9b44c9e"},{"signal_code":"PROSECUTOR_IMPERSONATION","title":"Звонок под именем прокуратуры, ФСБ или Росфинмониторинга","description":"Звонящий представляется сотрудником прокуратуры, ФСБ, Росфинмониторинга или иного силового ведомства.","category":"impersonation","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:dcf968846f3c47f52c7ba88e115141f4d98cd55a7c2cde9b971843014b68d1b9"},{"signal_code":"GOSUSLUGI_IMPERSONATION","title":"Звонок под именем Госуслуг","description":"Звонящий представляется сотрудником портала Госуслуги или МФЦ.","category":"impersonation","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.antifraud"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:2bbe71d0caff6e677182fae3026f411f4e91d3261e35d52fc18ba95da21f78d4"},{"signal_code":"TELECOM_OPERATOR_IMPERSONATION","title":"Звонок под именем оператора связи","description":"Звонящий представляется сотрудником оператора связи пользователя.","category":"impersonation","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:7c72f0077ae98526723806efc4087b4f2b02d1c2e9603298f36794a36a42c410"},{"signal_code":"UTILITY_COMPANY_IMPERSONATION","title":"Звонок под именем коммунальной или управляющей компании","description":"Звонящий представляется сотрудником ЖКХ, ТСЖ, УК, или иной коммунальной организации.","category":"impersonation","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:b9a8af72253d3f9bcab64669bb2e26b46d52b694666f775554ff19b085ade2d6"},{"signal_code":"DELIVERY_SERVICE_IMPERSONATION","title":"Звонок под именем курьерской или почтовой службы","description":"Звонящий представляется курьером, сотрудником почты или доставки.","category":"impersonation","severity":"informational","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:02cbfca98ceb53d19bb82d41906c6e431c4b9be9ffa65f198266245fbef32df2"},{"signal_code":"MEDICAL_ORGANIZATION_IMPERSONATION","title":"Звонок под именем медицинской организации","description":"Звонящий представляется сотрудником поликлиники, больницы или медицинской лаборатории.","category":"impersonation","severity":"informational","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:64f2494af333c83ed2604e34b0b014f4dc0b3e6d43a797897d53ac7f7f7dde6f"},{"signal_code":"EMPLOYER_OR_EXECUTIVE_IMPERSONATION","title":"Звонок под именем работодателя или руководителя","description":"Звонящий представляется руководителем, директором или HR-специалистом организации пользователя.","category":"impersonation","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:060cafb49e788afa868be694cc791db63f3766007234d508804b8e734d16de63"},{"signal_code":"SAFE_ACCOUNT_MENTIONED","title":"Упоминание «безопасного счета»","description":"Звонящий называет некий счет «безопасным», «защищенным», «резервным», «специальным» или «счетом Банка России».","category":"money","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.safe-account.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:bb0c5fc8c5e3dce9fd229fc1b6c991eb378abbc6ba5facd1940fe2738283352b"},{"signal_code":"PROTECTED_ACCOUNT_MENTIONED","title":"Упоминание «защищенного счета»","description":"Звонящий упоминает защищенный или временный счет для «сохранения» денег.","category":"money","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.safe-account.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:58780f48eb0a2d1c5b6da6bf7878758e81c431796af99d12f6f79505930e38b1"},{"signal_code":"SPECIAL_CENTRAL_BANK_ACCOUNT_MENTIONED","title":"Упоминание счета Банка России","description":"Звонящий говорит о специальном счете Банка России для хранения или проверки денег.","category":"money","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.safe-account.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:9cfd24cd104a48cd7f7e909596ea28e3a55f779c015890a30246fda1b7bd6470"},{"signal_code":"MONEY_TRANSFER_REQUESTED","title":"Требование перевести деньги","description":"Звонящий требует выполнить денежный перевод на указанные реквизиты.","category":"money","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.safe-account.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:a590d1a075cef6b4e1f5abeee8ba14ad90806fb8b7e799aabbf15b462b171613"},{"signal_code":"CASH_WITHDRAWAL_REQUESTED","title":"Требование снять наличные","description":"Звонящий требует снять наличные в банке или банкомате.","category":"money","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.cash-courier.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:3d0f9b1d08c8c1bb193260a35fb97b7b26d58c447e2ddf2b5869e0ac1b28373d"},{"signal_code":"CASH_COURIER_REQUESTED","title":"Требование передать деньги курьеру","description":"Звонящий просит передать наличные деньги курьеру, «инкассатору» или «сотруднику».","category":"money","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.cash-courier.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:61b0536e5b8ef06bba9b5242b75c8ae51486c04991ee1e493c3116b944fcc529"},{"signal_code":"CREDIT_APPLICATION_REQUESTED","title":"Требование оформить кредит","description":"Звонящий просит оформить кредит или заем для защиты денег или закрытия «мошеннической заявки».","category":"credit","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.credit-under-instruction.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:7358295e459558d061f97b33ec4fc9bd6e61ebc5dc7b48d76c366ee1c3296254"},{"signal_code":"LOAN_APPLICATION_REQUESTED","title":"Требование оформить заем","description":"Звонящий просит оформить заем в МФО.","category":"credit","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.credit-under-instruction.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:4f55eb2bf7fa5c3675bba26258285dde4c0dacfa838966d5d321e2de5321fdf0"},{"signal_code":"TOKENIZED_CARD_TOPUP_REQUESTED","title":"Требование пополнить токенизированную карту","description":"Звонящий просит добавить карту в сторонний кошелек или пополнить токенизированную карту.","category":"money","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:5f937afa78251cff176959cb2b3d8f6d79d265851bd4e1b86415e923ec86d305"},{"signal_code":"CRYPTO_TRANSFER_REQUESTED","title":"Требование перевести криптовалюту","description":"Звонящий просит перевести деньги в криптовалюте или купить криптовалюту.","category":"money","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:2c2e5871410b945ec8767fd9fad9f38683207a7b5bfd9eb671650c377f9be970"},{"signal_code":"RECOVERY_FEE_REQUESTED","title":"Требование комиссии за возврат денег","description":"Звонящий обещает вернуть деньги, но требует заплатить комиссию, налог или страховой взнос.","category":"money","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:7cabafc387e4076e951a09ed73b6011eba0837a003ce4656cc4ab417b30aab2a"},{"signal_code":"TAX_TO_UNLOCK_FUNDS_REQUESTED","title":"Требование уплатить «налог» для разблокировки средств","description":"Звонящий требует уплатить налог, пошлину или сбор для разблокировки или вывода средств.","category":"money","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:686b766bb05736fc8a11fe64111ceee6ff9fb458abc3e9bae834f1ec0d103f68"},{"signal_code":"INSURANCE_FEE_TO_UNLOCK_FUNDS_REQUESTED","title":"Требование страхового взноса для разблокировки средств","description":"Звонящий требует внести страховой взнос или оплатить «страховку» для получения или вывода средств.","category":"money","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:182e14d8e4c422dcaeb69275cedaacdf3a4f26a6f65b5dc90e1a0292763444b8"},{"signal_code":"REMOTE_ACCESS_REQUESTED","title":"Запрос удаленного доступа к устройству","description":"Звонящий просит установить программу удаленного управления устройством (AnyDesk, TeamViewer, RustDesk и др.).","category":"device","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:44bdc053235d27bc862fd00bbb009b6aefaef5530789ebbccd0cc00c25ae61fb"},{"signal_code":"SCREEN_SHARING_REQUESTED","title":"Запрос демонстрации экрана","description":"Звонящий просит включить демонстрацию экрана в мессенджере, видеозвонке или приложении.","category":"device","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:72bb7f60f11a5d9200000a99f1a50d9e1c66744650fd3aed2f0e936c79139720"},{"signal_code":"APK_INSTALLATION_REQUESTED","title":"Запрос установки APK-файла","description":"Звонящий просит установить APK-файл или приложение не из официального магазина.","category":"device","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:a922371c7c163bd4e2e84b4f7cca4ae56a80f7ccfe4ac43e0a9f328ab76818da"},{"signal_code":"UNKNOWN_APP_INSTALLATION_REQUESTED","title":"Запрос установки неизвестного приложения","description":"Звонящий просит установить приложение, не известное или не доверенное пользователю.","category":"device","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:9f8bc4cfaa8ad1e487315bcf5487a619a62b2527d140d5300a6886b2c7eda536"},{"signal_code":"ANTIVIRUS_DISABLE_REQUESTED","title":"Запрос отключения антивируса","description":"Звонящий просит отключить антивирус, защиту в реальном времени или другое средство безопасности.","category":"device","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:54db428d7f57ee207987421a34a9442c684fbba852ec5ae3b7ff09e94703e627"},{"signal_code":"ACCESSIBILITY_PERMISSION_REQUESTED","title":"Запрос разрешения специальных возможностей","description":"Звонящий просит выдать приложению разрешение специальных возможностей (Accessibility Service).","category":"device","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:b78fcaa27db024cfaa4c76f75f498907171516162c1ed759cbdb62e9069f1963"},{"signal_code":"DEVICE_ADMIN_PERMISSION_REQUESTED","title":"Запрос прав администратора устройства","description":"Звонящий или приложение запрашивает права администратора устройства.","category":"device","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:503fd8efacb3a82b2aee8ed6378c0f3f4ae53ab94787d4b3a993cb47d0304bbd"},{"signal_code":"UNKNOWN_PROFILE_INSTALLATION_REQUESTED","title":"Запрос установки неизвестного профиля","description":"Звонящий просит установить профиль (iOS MDM-профиль или VPN-конфигурацию).","category":"device","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:c933f9d065cba6bc234e34b33eed97eb68ab3cf12eb40bad7707aaec6d9bfac9"},{"signal_code":"UNKNOWN_LINK_OPENED","title":"Открыта неизвестная ссылка","description":"Пользователь перешел по ссылке из сообщения неизвестного отправителя.","category":"device","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:b021a75208455858fba6b9fce9af430e0e7302353cc3277e5743b650b68df03b"},{"signal_code":"ARTIFICIAL_URGENCY","title":"Искусственная срочность","description":"Звонящий создает атмосферу спешки: «прямо сейчас», «остались минуты», «счет будет заморожен».","category":"coercion","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:bd86a70dbe4cff1280c6b12b978fb022d18482e3880c245e3513ff0b6c12b7f3"},{"signal_code":"THREAT_OF_CRIMINAL_LIABILITY","title":"Угроза уголовной ответственностью","description":"Звонящий угрожает уголовной ответственностью или задержанием.","category":"coercion","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:14e340075c06d242205d0ae2e77ceb770237d0eb825937b0d5bb0df6c94703b4"},{"signal_code":"THREAT_OF_MONEY_LOSS","title":"Угроза потерей денег","description":"Звонящий угрожает, что деньги будут похищены или заморожены, если не действовать немедленно.","category":"coercion","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:99592b7314fbb85208d309f1a6ed9f16be041c453f8d50b5b0e54c8758273430"},{"signal_code":"SECRECY_REQUESTED","title":"Требование секретности","description":"Звонящий требует сохранять разговор в тайне и не рассказывать никому.","category":"coercion","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:912a6835403ac8855c08218759c8232943a384662dff5fe9e3498b0015c0767b"},{"signal_code":"DO_NOT_CONTACT_BANK_REQUESTED","title":"Требование не обращаться в банк","description":"Звонящий явно просит не звонить в банк и не проверять информацию.","category":"coercion","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:42aebf8a59897ea016d51f478f8aecc2597d8239c53e83e85f7e5225cbf146e4"},{"signal_code":"DO_NOT_CONTACT_RELATIVES_REQUESTED","title":"Требование не обращаться к родственникам","description":"Звонящий просит не рассказывать о ситуации родственникам или близким.","category":"coercion","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:640cf8d40001e76e7e2948579a55550de23a3a568cc46b6d8ee87e4965103221"},{"signal_code":"KEEP_CALL_ACTIVE_REQUESTED","title":"Требование не завершать звонок","description":"Звонящий требует оставаться на линии и не прерывать разговор.","category":"coercion","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:450dc6774876a00c4b5a5d6f2bec2e21a3edab890efb5a5d4cbf3b2ab373ee1b"},{"signal_code":"MULTI_STAGE_CALL","title":"Многоступенчатый звонок","description":"Разговор переключается на нескольких «специалистов» или происходит серия звонков от разных «ведомств».","category":"coercion","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:1f51479af18252003422499c4ea43bb18880d8a2316178619f45bb9bee6cd18e"},{"signal_code":"SECOND_STAGE_OFFICIAL_CALL","title":"Звонок от «второго» официального лица","description":"После первого звонка от «банка» поступает звонок от «полиции», «ФСБ» или иного ведомства с целью подтверждения легитимности схемы.","category":"coercion","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":["fraud.common.coercion-and-secrecy.001"],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:5dfb06c5b197fdec80438df11dbdc6d8f216ffe5623cba38a9f261077b2ce423"},{"signal_code":"GUARANTEED_HIGH_RETURN","title":"Гарантированная высокая доходность","description":"Предложение обещает гарантированный доход значительно выше рыночного.","category":"investment","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.fraud-guidance","authority.cbr.warning-list"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:4bb1d51d45a1a47244b295be36562620c619f5672c12ccfa6415022958ba45a1"},{"signal_code":"PRESSURE_TO_INVEST_IMMEDIATELY","title":"Давление с требованием инвестировать немедленно","description":"Звонящий создает искусственную срочность для вложения денег.","category":"investment","severity":"warning","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:8f46fc0b6ab4c5eb776827a8ff16c46441ebf98be377550b649493d758a37916"},{"signal_code":"UNKNOWN_FINANCIAL_COMPANY","title":"Неизвестная финансовая компания","description":"Компания, предлагающая инвестиции, не найдена в официальных справочниках Банка России.","category":"investment","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.financial-organizations","authority.cbr.warning-list"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:155bf0ec51bba138440c7019467d7879916295a978cebaad40290e5a1cc2c963"},{"signal_code":"UNVERIFIED_LICENSE","title":"Нет подтвержденной лицензии","description":"Компания не может предоставить подтвержденную лицензию Банка России.","category":"investment","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.financial-organizations"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:afb86b977a333e5b53844ac251e8056c6046006bac59b52a1564160db4731b20"},{"signal_code":"FAKE_TRADING_PLATFORM","title":"Подозрительная торговая платформа","description":"Предложенная платформа выглядит как торговая, но не связана с известными лицензированными участниками рынка.","category":"investment","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.warning-list"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:53f63fe6ee5f76e4af77b2ac7a7cbb907bc3d2d0a706f0299bab0c2c52a9e1ab"},{"signal_code":"ADDITIONAL_PAYMENT_TO_WITHDRAW","title":"Дополнительный платеж для вывода средств","description":"Для вывода инвестированных денег требуется дополнительный платеж (комиссия, налог, верификация).","category":"investment","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:2823d7637f82bb895c6d8b53c31a0664e71da32af77f783cae1eee2041ce7f42"},{"signal_code":"REMOTE_TRADING_ACCESS_REQUESTED","title":"Запрос удаленного доступа для торговли","description":"«Брокер» просит установить приложение или передать управление счетом третьему лицу.","category":"investment","severity":"high","sufficient_for_stop":false,"related_guideline_ids":["fraud.common.remote-access.001"],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:8846fcc368af13b2afaab39b49659a021de3893d2246746a915c82b6a51c749d"},{"signal_code":"INVESTMENT_VIA_PERSONAL_CARD","title":"Инвестиция на личную карту физического лица","description":"Деньги для инвестирования предлагается перевести на банковскую карту физического лица.","category":"investment","severity":"critical","sufficient_for_stop":true,"related_guideline_ids":[],"source_resource_ids":["authority.cbr.fraud-guidance"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:a1da12cca72a9e75f14a8c13ec722c9a906f5a7028fc56d987cadcb2b3128383"},{"signal_code":"INVESTMENT_VIA_CRYPTO_ONLY","title":"Инвестиции только в криптовалюте","description":"Единственный способ инвестирования — криптовалюта без иных легальных вариантов.","category":"investment","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:434dd6b88f69c8f773b4ba74625005d60b67169c1bd92d001cf5761ee315708a"},{"signal_code":"RECEIVE_MONEY_FOR_THIRD_PARTY","title":"Предложение принимать деньги для третьего лица","description":"Пользователю предлагают получать деньги от третьих лиц на свою карту или счет.","category":"money_mule","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:9bf9fa725cbfcb36f370c25336da299cc718413fc1193ff01031b59b263c32a7"},{"signal_code":"FORWARD_MONEY_FOR_COMMISSION","title":"Предложение перенаправлять деньги за процент","description":"Пользователю предлагают перечислять полученные деньги по указанным реквизитам за вознаграждение.","category":"money_mule","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:e5f774159dcf4389b0c6c013c124d2c6cf1ca17e5cd4ef052db812059c91e44a"},{"signal_code":"ACCOUNT_RENTAL_OFFER","title":"Предложение сдать счет в аренду","description":"Пользователю предлагают «сдать» банковский счет или предоставить к нему доступ за деньги.","category":"money_mule","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:13cee4a03e7bf5cb55a448cdcaab9519d99cd4c247f83943f13b799677f4a918"},{"signal_code":"CARD_RENTAL_OFFER","title":"Предложение передать или сдать карту","description":"Пользователю предлагают передать банковскую карту или реквизиты другому лицу за вознаграждение.","category":"money_mule","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:80f62aa5d6fa60c2be4b01cdb278dabe95ed6becc75a830767dcfd23324c8beb"},{"signal_code":"CASH_COURIER_JOB","title":"Предложение работы денежным курьером","description":"Пользователю предлагают «работу» по перевозке или передаче наличных денег.","category":"money_mule","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:a35843a06228613fbd5ef1127e9bf5951e9458f4d0a8f72b5ce5fe900c37c5bf"},{"signal_code":"CRYPTO_EXCHANGE_INTERMEDIARY_JOB","title":"Предложение роли посредника при обмене криптовалюты","description":"Пользователю предлагают выступать посредником при обмене криптовалюты через свой счет.","category":"money_mule","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:c945bcc265e8de2ba08cc47817a7b61447636600a2c8cf78a15f0b3a9d4a4c10"},{"signal_code":"UNKNOWN_FUNDS_RECEIVED","title":"Поступление неизвестных средств","description":"На счет пользователя поступили деньги от незнакомых лиц без понятного основания.","category":"money_mule","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":[],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:fc62d3b7eb03f3c6b62de732e7d62cbd358b5dd2fe2b42ff382e6b80e3455a0a"},{"signal_code":"SIM_STOPPED_WORKING","title":"SIM-карта перестала работать","description":"Телефон внезапно потерял связь, SIM-карта перестала определяться или работать.","category":"telecom","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.sim-cards"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:73f12d013abf9864e7fe74869298a90866e667482934ffd3e16db61b73627b53"},{"signal_code":"UNKNOWN_ESIM_ACTIVATION","title":"Неизвестная активация eSIM","description":"Пользователь получил уведомление об активации eSIM, которую он не заказывал.","category":"telecom","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.sim-cards"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:3aec24691f9f12eee439da3b768e79b76a352cbcea418cc63bf9cb6af3192672"},{"signal_code":"UNKNOWN_SIM_DETECTED","title":"Обнаружена неизвестная SIM","description":"В личном кабинете оператора или Госуслуг обнаружена SIM-карта, не принадлежащая пользователю.","category":"telecom","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.sim-cards"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:5b72cdeb9287f0ab2e14450f97d525243891bf54c0d1a91c6d00bda22c401d1e"},{"signal_code":"SIM_REISSUE_NOTIFICATION","title":"Уведомление о перевыпуске SIM","description":"Поступило уведомление о перевыпуске SIM-карты, не инициированном пользователем.","category":"telecom","severity":"high","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.sim-cards"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:aa10680dfd353a68d7a30bc5b87cb163241800202b2138e7d27a92ee5d49bad5"},{"signal_code":"PHONE_NUMBER_CONTROL_LOST","title":"Потеря контроля над номером телефона","description":"Пользователь не может совершать звонки, отправлять SMS или иным образом потерял контроль над своим номером.","category":"telecom","severity":"critical","sufficient_for_stop":false,"related_guideline_ids":[],"source_resource_ids":["authority.gosuslugi.sim-cards"],"status":"current","valid_from":"2026-08-03","updated_at":"2026-08-03T00:00:00+03:00","checksum_algorithm":"sha256","content_checksum":"sha256:4d4131a920c2b3531968f0d96acf72f9a9b5d9346839f84742ad1fe39f95ca92"}]}